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When you’re ready to purchase a home, it’s clearly important to negotiate from the strongest possible position. In a strong real estate market, it’s not uncommon for buyers to have to compete for the home they want which gives the seller the ability to be selective regarding which buyer they choose to negotiate with. It’s important, then, that you leverage your own advantages to ensure your offer is the one the Seller accepts.

The vast majority of Buyers put themselves at an overwhelming disadvantage by approaching the process entirely wrong.

If you take a look at the process from the Seller’s perspective, the point becomes clear. If you were selling your home and were faced with multiple offers, clearly you would favor the offer which had a Certificate showing Financing Approval over other offers which were Conditional on Financing. In the first case, there’s certainty that the buyer has the resources to buy. In the second case there’s not. Looked at this way, it’s difficult to understand why so many buyers fail to start looking for financing until after they’ve found a home. Regardless of whether most people will eventually be approved, the timing of having a Certificate of Financing Approval matters. Having this document when you make your offer gives the Seller permission to accept your offer immediately over others who don’t have this certain approval.

But there are cost advantages for you as a Buyer as well, because starting the process early means you can get a firm grasp on interest rate and closing costs and avoid putting yourself under any time constraints that may force you to overpay.

Getting a Loan Pre-Approved is easy.
To get started, simply complete the form on this page. The system will forward your information to a certified mortgage professional who can assist you in locating the absolute best mortgage rate and lowest closing costs possible.

GET PRE-APPROVED FOR A MORTGAGE AT THE BEST POSSIBLE RATE! START HERE:

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Our experience collaborating with Sumedha Shukla for our San Jose property acquisition deserves nothing less than a 5-star rating. Sumedha Realty Group exhibited the utmost professionalism, remarkable expertise, and consistently delivered top-notch customer service and guidance from start to finish.

Sumedha was impressively prompt in addressing our queries and her insightful recommendations proved pivotal in our decision-making process. Her dedication to ensuring a seamless and expedited procedure truly stood out, providing us with a reassuring sense of confidence throughout.

Without reservation, I enthusiastically endorse Sumedha to anyone in search of property purchase assistance. Her commitment and proficiency are unparalleled.

Revathy Shanmugam

Sumedha and the entire team were fantastic every step of the way. She was very accommodating and extremely patient with us when it came to finding the right property. She had a list of properties ready for us to tour in the neighborhoods we asked her in addition to other areas we may not have considered if we were on our own. The process of buying a house can be daunting but she was always available for questions and updated us in real time where we were at in the process. Not only did she negotiate an ideal contract, we moved in the house on schedule as planned. We highly recommend Sumedha for anyone looking for a top-notch realtor!

Ruffy McCann

I loved Sumedha’s hard work when I was looking for house. She kept motivating me even though I got outbid.
Exceptionally committed and supportive. Displays unwavering persistence and strong work ethic. Maintains a positive attitude and never hesitates or becomes frustrated, even when viewing numerous houses during the challenges of tough market. An individual of integrity and dependability. I wholeheartedly endorse her services.

Anamika Sharma